Who can open a Pan Asia Senior Citizens’ FD?

Anyone over the age of 60 years.

How can I apply for a Senior Citizen Fixed Deposit?

Visit any of our Pan Asia Bank branches and produce your identification documents, along with proof of your billing address if it differs from your identification documentation.

What are the interest payment options?

Interest will be paid both at maturity or monthly. If you select the monthly interest payment option, you are required to provide an account operating under your name.

How can I withdraw the investments?

Withdrawals will be allowed only at maturity upon producing the Fixed Deposit certificate at your account opening branch. Any withdrawals made prior to maturity will be considered a premature withdrawal, which will be subject to a charge determined by the bank.

Senior Citizen’s FD Sri Lanka - Pan Asia Banking Corporation

Now you can enjoy your retirement while your investment grows and gives you the best returns

In appreciation of many years of dedication and hard work, senior citizens can get preferential interest rates and a specialised service experience.

Key features & benefits

Higher interest rates for Fixed Deposits
Security of a commercial bank governed by the Central Bank
Select a deposit period from one month to five years
Renew the fixed deposit automatically
Obtain cashback loans up to 90% of your Fixed Deposit, to meet your emergency cash requirements
0.5% additional preferential rate for fixed deposits above one year tenure
15% annual Fixed Deposit rate for one year maturity Fixed Deposit, and 14.06 % monthly interest rate for one year Fixed Deposit up to 1.5Mn

Rates & fees

Click here to see the rates for this product
Click here to see the fees for this product

Senior citizens can invest and earn more, with preferential interest rates and the security of a registered commercial bank.

Contact us or visit the nearest Pan Asia branch today to learn about our Senior Citizen Fixed Deposits!

Senior Citizen FD FAQs

Who can open a Pan Asia Senior Citizens’ FD?
Anyone over the age of 60 years.
How can I apply for a Senior Citizen Fixed Deposit?
Visit any of our Pan Asia Bank branches and produce your identification documents, along with proof of your billing address if it differs from your identification documentation.
What are the interest payment options?
Interest will be paid both at maturity or monthly. If you select the monthly interest payment option, you are required to provide an account operating under your name.
How can I withdraw the investments?
Withdrawals will be allowed only at maturity upon producing the Fixed Deposit certificate at your account opening branch. Any withdrawals made prior to maturity will be considered a premature withdrawal, which will be subject to a charge determined by the bank.

Senior Citizen FD Rates & Fees

With Effective From:- 2023-09-19

	12 Months		24 Months		36 Months		48 Months		60 Months
	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity
Int.Rate (p.a.)	10.93%	11.50%	10.81%	12.00%	10.66%	12.50%	10.52	13.00%	11.5%	15.00%
A.E.R	11.50%	11.50%	11.36%	11.36%	11.20%	11.20%	11.04%	11.04%	12.13%	11.84%